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Postcode district · Kelso

Housing in TD5

What the homes in TD5 are, who owns them, how many people share them and what they rent for.

Council
Scottish Borders
Region
Scotland
Population
15,775 (2024)
Property types

What homes look like here

The most common homes here are detached houses (33.7%). Flats make up 16.8%, less than half the 34.4% across Scotland.

TD5Scotland
Detached33.7%23.9%
Semi-detached30.9%23.3%
Terraced18.3%18.2%
Purpose-built flat15.1%32.4%
Flat in a converted or shared house1.2%1.6%
Flat in a commercial or converted building0.5%0.4%
Caravan or mobile home0.5%0.2%
Tenure

Owning vs renting

58.9% of households in TD5 own their home, broadly in line with the Scotland average of 62.4%. Private renting makes up 19.3% of households, well above the Scotland figure of 12.9%. 40.7% own outright and 18.2% with a mortgage.

TD5
59%
19%
17%
Scotland
  • Owned58.9%62.4%
  • Shared ownership0.5%0.9%
  • Private rented19.3%12.9%
  • Social rented17.2%22.5%
  • Lives rent free3.3%1.4%

By mortgage and landlord type

TD5Scotland
Owned outright40.7%33.9%
With a mortgage or loan18.2%28.4%
From a private landlord or letting agent18.9%12.4%
Other private rented0.6%0.5%
Occupancy

How many people live in each home

The average home here has 2.0 people living in it. 34.2% of households are one person living alone, against 37.1% across Scotland.

TD5Scotland
0%
20%
40%
60%
123456+
Households

Who lives together

The most common household is a couple without children (20.8%). 18% of households include dependent children.

TD5Scotland
Living alone, under 6616.5%22.8%
Living alone, 66 and over17.9%14.3%
Couple, no children20.8%17.4%
Couple with dependent children14.1%16.3%
Couple with grown-up children5.7%6%
Lone parent with dependent children4%5.8%
Lone parent with grown-up children2.8%4.1%
Family, all aged 66 and over15.6%8.7%
Sharers and other households2.1%4.7%
Rents

Private rents in Scotland

Average monthly rent for a new or renewed tenancy in Scotland (August 2026, +1.1% on a year earlier). ONS publishes rent figures at council level rather than by neighbourhood.

ScotlandScotland
All homes£1,013£1,013
One bedroom£702£702
Two bedrooms£911£911
Three bedrooms£1,172£1,172
Four or more£1,941£1,941
Detached£1,555£1,555
Semi-detached£1,077£1,077
Terraced£1,004£1,004
Flat or maisonette£840£840

Source: Scotland's Census 2022, National Records of Scotland. Population: NRS small-area estimates. Open Government Licence v3.0. Rents: ONS Price Index of Private Rents.

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