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Postcode · Chesterfield

Housing in S45 9ND

What the homes in S45 9ND are, who owns them, how many people share them and what they rent for.

Neighbourhood
Clay Cross
Council
North East Derbyshire
Region
East Midlands
Neighbourhood population
1,415 (2024)
Property types

What homes look like here

Most homes here are semi-detached (40.3%). Flats make up 5.4%, less than half the 22.2% across England.

S45 9NDEngland
Detached31.1%22.9%
Semi-detached40.3%31.5%
Terraced23.2%23%
Purpose-built flat5.3%17.1%
Flat in a converted or shared house0%3.5%
Flat in a commercial or converted building0.2%1.7%
Caravan or mobile home0%0.4%
Tenure

Owning vs renting

Across England, 61.3% of households own their home; the S45 9ND area is broadly in line with that, at 63.6%. The private rented sector is well below the national picture, at 12.5% of households against 20.5%. 25% own outright and 38.6% with a mortgage.

S45 9ND
64%
13%
24%
England
  • Owned63.6%61.3%
  • Shared ownership0%1%
  • Private rented12.5%20.5%
  • Social rented23.6%17.1%
  • Lives rent free0.3%0.1%

Who owns, who rents from whom

S45 9NDEngland
Owned outright25%32.5%
With a mortgage or loan38.6%28.8%
From a private landlord or letting agent10.5%18.2%
Other private rented2%2.2%
From the council21.6%8.3%
From a housing association2%8.8%
Occupancy

How many people live in each home

The average home here has 2.3 people living in it. 29.1% of households are one person living alone, against 30.1% across England.

S45 9NDEngland
0%
10%
20%
30%
40%
123456+
Households

Who lives together

The most common household is couple with dependent children, at 22%. 29.1% of households include dependent children.

S45 9NDEngland
Living alone, under 6617.1%17.3%
Living alone, 66 and over12%12.8%
Couple, no children18.1%16.8%
Couple with dependent children22%18.9%
Couple with grown-up children7.6%6.3%
Lone parent with dependent children7.1%6.9%
Lone parent with grown-up children3.3%4.2%
Family, all aged 66 and over9.4%9.2%
Sharers and other households3.5%7.7%
Rents

Private rents in North East Derbyshire

Average monthly rent for a new or renewed tenancy in North East Derbyshire, August 2026, +3.8% on a year earlier. Published by council, not by neighbourhood.

North East DerbyshireEngland
All homes£791£1,459
One bedroom£569£1,195
Two bedrooms£723£1,335
Three bedrooms£878£1,489
Four or more£1,209£2,161
Detached£1,039£1,640
Semi-detached£853£1,449
Terraced£745£1,435
Flat or maisonette£655£1,444
About these figures

Census figures aren't published for single postcodes, so everything on this tab describes the neighbourhood S45 9ND sits in (Clay Cross): about 1,415 residents.

Source: Census 2021, Office for National Statistics. Population: ONS mid-year estimates. Open Government Licence v3.0. Rents: ONS Price Index of Private Rents.

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