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Postcode · Chesterfield

Housing in S45 9FG

What the homes in S45 9FG are, who owns them, how many people share them and what they rent for.

Neighbourhood
Clay Cross
Council
North East Derbyshire
Region
East Midlands
Neighbourhood population
3,000 (2024)
Property types

What homes look like here

Most homes here are semi-detached (49.1%). Flats make up 17.3%, below the 22.2% across England.

S45 9FGEngland
Detached15.8%22.9%
Semi-detached49.1%31.5%
Terraced17.8%23%
Purpose-built flat14.4%17.1%
Flat in a converted or shared house1.9%3.5%
Flat in a commercial or converted building1%1.7%
Caravan or mobile home0%0.4%
Tenure

Owning vs renting

Across England, 61.3% of households own their home; the S45 9FG area is below that, at 53%. The private rented sector is well below the national picture, at 10.7% of households against 20.5%. 21.1% own outright and 31.9% with a mortgage.

S45 9FG
53%
36%
England
  • Owned53%61.3%
  • Shared ownership0.6%1%
  • Private rented10.7%20.5%
  • Social rented35.5%17.1%
  • Lives rent free0.2%0.1%

Who owns, who rents from whom

S45 9FGEngland
Owned outright21.1%32.5%
With a mortgage or loan31.9%28.8%
From a private landlord or letting agent9.5%18.2%
Other private rented1.1%2.2%
From the council30.3%8.3%
From a housing association5.2%8.8%
Occupancy

How many people live in each home

The average home here has 2.2 people living in it. 36.8% of households are one person living alone, against 30.1% across England.

S45 9FGEngland
0%
10%
20%
30%
40%
123456+
Households

Who lives together

The most common household is living alone, under 66, at 24.2%. 28% of households include dependent children.

S45 9FGEngland
Living alone, under 6624.2%17.3%
Living alone, 66 and over12.6%12.8%
Couple, no children18.2%16.8%
Couple with dependent children19.3%18.9%
Couple with grown-up children4.5%6.3%
Lone parent with dependent children8.7%6.9%
Lone parent with grown-up children3.4%4.2%
Family, all aged 66 and over5.9%9.2%
Sharers and other households3.3%7.7%
Rents

Private rents in North East Derbyshire

Average monthly rent for a new or renewed tenancy in North East Derbyshire, August 2026, +3.8% on a year earlier. Published by council, not by neighbourhood.

North East DerbyshireEngland
All homes£791£1,459
One bedroom£569£1,195
Two bedrooms£723£1,335
Three bedrooms£878£1,489
Four or more£1,209£2,161
Detached£1,039£1,640
Semi-detached£853£1,449
Terraced£745£1,435
Flat or maisonette£655£1,444
About these figures

Census figures aren't published for single postcodes, so everything on this tab describes the neighbourhood S45 9FG sits in (Clay Cross): about 3,000 residents.

Source: Census 2021, Office for National Statistics. Population: ONS mid-year estimates. Open Government Licence v3.0. Rents: ONS Price Index of Private Rents.

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