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Postcode district · Argyll and Bute

Housing in PA20

What the homes in PA20 are, who owns them, how many people share them and what they rent for.

Council
Argyll and Bute
Region
Scotland
Population
6,044 (2024)
Property types

What homes look like here

The most common homes here are purpose-built flats (46.2%). Flats make up 54.5%, well above the 34.4% across Scotland.

PA20Scotland
Detached16.5%23.9%
Semi-detached17.8%23.3%
Terraced10.2%18.2%
Purpose-built flat46.2%32.4%
Flat in a converted or shared house7.6%1.6%
Flat in a commercial or converted building0.7%0.4%
Caravan or mobile home0.2%0.2%
Tenure

Owning vs renting

56% of households in PA20 own their home, broadly in line with the Scotland average of 62.4%. Private renting makes up 13.8% of households, broadly in line with the Scotland figure of 12.9%. 41.6% own outright and 14.4% with a mortgage.

PA20
56%
14%
26%
Scotland
  • Owned56%62.4%
  • Shared ownership1.1%0.9%
  • Private rented13.8%12.9%
  • Social rented26.3%22.5%
  • Lives rent free1.7%1.4%

By mortgage and landlord type

PA20Scotland
Owned outright41.6%33.9%
With a mortgage or loan14.4%28.4%
From a private landlord or letting agent12.8%12.4%
Other private rented0.9%0.5%
Occupancy

How many people live in each home

The average home here has 1.8 people living in it. 49.3% of households are one person living alone, against 37.1% across Scotland.

PA20Scotland
0%
20%
40%
60%
123456+
Households

Who lives together

The most common household is one person living alone aged 66 or over (25%). 14.1% of households include dependent children.

PA20Scotland
Living alone, under 6624.2%22.8%
Living alone, 66 and over25%14.3%
Couple, no children16.2%17.4%
Couple with dependent children10.2%16.3%
Couple with grown-up children3.9%6%
Lone parent with dependent children3.9%5.8%
Lone parent with grown-up children2.5%4.1%
Family, all aged 66 and over11.5%8.7%
Sharers and other households2.7%4.7%
Rents

Private rents in Scotland

Average monthly rent for a new or renewed tenancy in Scotland (August 2026, +1.1% on a year earlier). ONS publishes rent figures at council level rather than by neighbourhood.

ScotlandScotland
All homes£1,013£1,013
One bedroom£702£702
Two bedrooms£911£911
Three bedrooms£1,172£1,172
Four or more£1,941£1,941
Detached£1,555£1,555
Semi-detached£1,077£1,077
Terraced£1,004£1,004
Flat or maisonette£840£840

Source: Scotland's Census 2022, National Records of Scotland. Population: NRS small-area estimates. Open Government Licence v3.0. Rents: ONS Price Index of Private Rents.

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