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Postcode · Oldham

Housing in OL4 3HB

What the homes in OL4 3HB are, who owns them, how many people share them and what they rent for.

Neighbourhood
Waterhead
Council
Oldham
Region
North West
Neighbourhood population
1,631 (2024)
Property types

What homes look like here

The most common homes here are terraced houses (35.3%). Flats make up 28.3%, above the 22.2% across England.

OL4 3HBEngland
Detached7.1%22.9%
Semi-detached29.3%31.5%
Terraced35.3%23%
Purpose-built flat26.4%17.1%
Flat in a converted or shared house1.3%3.5%
Flat in a commercial or converted building0.6%1.7%
Caravan or mobile home0%0.4%
Tenure

Owning vs renting

39.8% of households in the OL4 3HB area own their home, well below the England average of 61.3%. Private renting makes up 13.1% of households, well below the England figure of 20.5%. 18.2% own outright and 21.6% with a mortgage.

OL4 3HB
40%
13%
43%
England
  • Owned39.8%61.3%
  • Shared ownership4.1%1%
  • Private rented13.1%20.5%
  • Social rented42.7%17.1%
  • Lives rent free0.3%0.1%

By mortgage and landlord type

OL4 3HBEngland
Owned outright18.2%32.5%
With a mortgage or loan21.6%28.8%
From a private landlord or letting agent11%18.2%
Other private rented2.1%2.2%
From the council22%8.3%
From a housing association20.7%8.8%
Occupancy

How many people live in each home

The average home here has 2.2 people living in it. 37.2% of households are one person living alone, against 30.1% across England.

OL4 3HBEngland
0%
10%
20%
30%
40%
123456+
Households

Who lives together

The most common household is one person living alone aged 66 or over (21.5%). 26.4% of households include dependent children.

OL4 3HBEngland
Living alone, under 6615.8%17.3%
Living alone, 66 and over21.5%12.8%
Couple, no children11.5%16.8%
Couple with dependent children15.3%18.9%
Couple with grown-up children4.4%6.3%
Lone parent with dependent children11%6.9%
Lone parent with grown-up children6.5%4.2%
Family, all aged 66 and over7.7%9.2%
Sharers and other households6.3%7.7%
Rents

Private rents in Oldham

Average monthly rent for a new or renewed tenancy in Oldham (August 2026, +12.5% on a year earlier). ONS publishes rent figures at council level rather than by neighbourhood.

OldhamEngland
All homes£942£1,459
One bedroom£702£1,195
Two bedrooms£879£1,335
Three bedrooms£1,067£1,489
Four or more£1,452£2,161
Detached£1,354£1,640
Semi-detached£1,044£1,449
Terraced£923£1,435
Flat or maisonette£808£1,444
About these figures

Census figures aren’t published for single postcodes, so the neighbourhood figures on this tab cover the area around OL4 3HB (Waterhead) (about 1,631 residents).

Source: Census 2021, Office for National Statistics. Population: ONS mid-year estimates. Open Government Licence v3.0. Rents: ONS Price Index of Private Rents.

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