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Postcode · Bedford

Housing in MK45 3SU

What the homes in MK45 3SU are, who owns them, how many people share them and what they rent for.

Neighbourhood
Wixams & Elstow
Council
Bedford
Region
East of England
Neighbourhood population
2,940 (2024)
Property types

What homes look like here

The most common homes here are semi-detached houses (33.9%). Flats make up 6.1%, less than half the 22.2% across England.

MK45 3SUEngland
Detached27.4%22.9%
Semi-detached33.9%31.5%
Terraced32.6%23%
Purpose-built flat6%17.1%
Flat in a converted or shared house0.1%3.5%
Flat in a commercial or converted building0%1.7%
Caravan or mobile home0%0.4%
Tenure

Owning vs renting

72.6% of households in the MK45 3SU area own their home, above the England average of 61.3%. Private renting makes up 7.8% of households, less than half the England figure of 20.5%. 11.6% own outright and 61.1% with a mortgage.

MK45 3SU
73%
12%
England
  • Owned72.6%61.3%
  • Shared ownership7.3%1%
  • Private rented7.8%20.5%
  • Social rented12.2%17.1%
  • Lives rent free0%0.1%

By mortgage and landlord type

MK45 3SUEngland
Owned outright11.6%32.5%
With a mortgage or loan61.1%28.8%
From a private landlord or letting agent7%18.2%
Other private rented0.9%2.2%
From the council2.2%8.3%
From a housing association10%8.8%
Occupancy

How many people live in each home

The average home here has 2.9 people living in it. 15.4% of households are one person living alone, against 30.1% across England.

MK45 3SUEngland
0%
10%
20%
30%
40%
123456+
Households

Who lives together

The most common household is a couple with dependent children (42.3%). 53.3% of households include dependent children.

MK45 3SUEngland
Living alone, under 6613.1%17.3%
Living alone, 66 and over2.1%12.8%
Couple, no children17.1%16.8%
Couple with dependent children42.3%18.9%
Couple with grown-up children2.2%6.3%
Lone parent with dependent children11.1%6.9%
Lone parent with grown-up children2.3%4.2%
Family, all aged 66 and over3.7%9.2%
Sharers and other households6.1%7.7%
Rents

Private rents in Bedford

Average monthly rent for a new or renewed tenancy in Bedford (August 2026, +3% on a year earlier). ONS publishes rent figures at council level rather than by neighbourhood.

BedfordEngland
All homes£1,173£1,459
One bedroom£800£1,195
Two bedrooms£1,029£1,335
Three bedrooms£1,260£1,489
Four or more£1,806£2,161
Detached£1,599£1,640
Semi-detached£1,313£1,449
Terraced£1,147£1,435
Flat or maisonette£915£1,444
About these figures

Census figures aren’t published for single postcodes, so the neighbourhood figures on this tab cover the area around MK45 3SU (Wixams & Elstow) (about 2,940 residents).

Source: Census 2021, Office for National Statistics. Population: ONS mid-year estimates. Open Government Licence v3.0. Rents: ONS Price Index of Private Rents.

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