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Postcode · Bedford

Housing in MK45 3HT

What the homes in MK45 3HT are, who owns them, how many people share them and what they rent for.

Neighbourhood
Wixams & Elstow
Council
Bedford
Region
East of England
Neighbourhood population
3,283 (2024)
Property types

What homes look like here

The most common homes here are semi-detached houses (35.9%). Flats make up 9.3%, less than half the 22.2% across England.

MK45 3HTEngland
Detached33.6%22.9%
Semi-detached35.9%31.5%
Terraced21.2%23%
Purpose-built flat9.3%17.1%
Flat in a converted or shared house0%3.5%
Flat in a commercial or converted building0%1.7%
Caravan or mobile home0%0.4%
Tenure

Owning vs renting

69% of households in the MK45 3HT area own their home, above the England average of 61.3%. Private renting makes up 3.4% of households, less than half the England figure of 20.5%. 10.3% own outright and 58.7% with a mortgage.

MK45 3HT
69%
17%
England
  • Owned69%61.3%
  • Shared ownership10.1%1%
  • Private rented3.4%20.5%
  • Social rented17.4%17.1%
  • Lives rent free0%0.1%

By mortgage and landlord type

MK45 3HTEngland
Owned outright10.3%32.5%
With a mortgage or loan58.7%28.8%
From a private landlord or letting agent2.9%18.2%
Other private rented0.6%2.2%
From the council2.6%8.3%
From a housing association14.9%8.8%
Occupancy

How many people live in each home

The average home here has 2.9 people living in it. 14.3% of households are one person living alone, against 30.1% across England.

MK45 3HTEngland
0%
10%
20%
30%
40%
123456+
Households

Who lives together

The most common household is a couple with dependent children (39.7%). 50.6% of households include dependent children.

MK45 3HTEngland
Living alone, under 6612.7%17.3%
Living alone, 66 and over1.9%12.8%
Couple, no children21.5%16.8%
Couple with dependent children39.7%18.9%
Couple with grown-up children2.6%6.3%
Lone parent with dependent children11%6.9%
Lone parent with grown-up children1.9%4.2%
Family, all aged 66 and over2.1%9.2%
Sharers and other households6.7%7.7%
Rents

Private rents in Bedford

Average monthly rent for a new or renewed tenancy in Bedford (August 2026, +3% on a year earlier). ONS publishes rent figures at council level rather than by neighbourhood.

BedfordEngland
All homes£1,173£1,459
One bedroom£800£1,195
Two bedrooms£1,029£1,335
Three bedrooms£1,260£1,489
Four or more£1,806£2,161
Detached£1,599£1,640
Semi-detached£1,313£1,449
Terraced£1,147£1,435
Flat or maisonette£915£1,444
About these figures

Census figures aren’t published for single postcodes, so the neighbourhood figures on this tab cover the area around MK45 3HT (Wixams & Elstow) (about 3,283 residents).

Source: Census 2021, Office for National Statistics. Population: ONS mid-year estimates. Open Government Licence v3.0. Rents: ONS Price Index of Private Rents.

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