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Postcode · Bedford

Housing in MK40 3FL

What the homes in MK40 3FL are, who owns them, how many people share them and what they rent for.

Neighbourhood
Castle & Kingsway
Council
Bedford
Region
East of England
Neighbourhood population
1,413 (2024)
Property types

What homes look like here

The most common homes here are purpose-built flats (52.6%). Flats make up 80.5%, more than double the 22.2% across England.

MK40 3FLEngland
Detached4.4%22.9%
Semi-detached8.7%31.5%
Terraced6.4%23%
Purpose-built flat52.6%17.1%
Flat in a converted or shared house11.7%3.5%
Flat in a commercial or converted building16.2%1.7%
Caravan or mobile home0%0.4%
Tenure

Owning vs renting

28.5% of households in the MK40 3FL area own their home, less than half the England average of 61.3%. Private renting makes up 56.2% of households, more than double the England figure of 20.5%. 12.1% own outright and 16.4% with a mortgage.

MK40 3FL
28%
56%
12%
England
  • Owned28.5%61.3%
  • Shared ownership3.1%1%
  • Private rented56.2%20.5%
  • Social rented12.1%17.1%
  • Lives rent free0.2%0.1%

By mortgage and landlord type

MK40 3FLEngland
Owned outright12.1%32.5%
With a mortgage or loan16.4%28.8%
From a private landlord or letting agent53%18.2%
Other private rented3.2%2.2%
From the council1.5%8.3%
From a housing association10.6%8.8%
Occupancy

How many people live in each home

The average home here has 1.8 people living in it. 48.8% of households are one person living alone, against 30.1% across England.

MK40 3FLEngland
0%
20%
40%
60%
123456+
Households

Who lives together

The most common household is one person living alone aged under 66 (39.9%). 15.4% of households include dependent children.

MK40 3FLEngland
Living alone, under 6639.9%17.3%
Living alone, 66 and over9.4%12.8%
Couple, no children19.7%16.8%
Couple with dependent children11%18.9%
Couple with grown-up children2.1%6.3%
Lone parent with dependent children4.4%6.9%
Lone parent with grown-up children2.3%4.2%
Family, all aged 66 and over2.3%9.2%
Sharers and other households8.9%7.7%
Rents

Private rents in Bedford

Average monthly rent for a new or renewed tenancy in Bedford (August 2026, +3% on a year earlier). ONS publishes rent figures at council level rather than by neighbourhood.

BedfordEngland
All homes£1,173£1,459
One bedroom£800£1,195
Two bedrooms£1,029£1,335
Three bedrooms£1,260£1,489
Four or more£1,806£2,161
Detached£1,599£1,640
Semi-detached£1,313£1,449
Terraced£1,147£1,435
Flat or maisonette£915£1,444
About these figures

Census figures aren’t published for single postcodes, so the neighbourhood figures on this tab cover the area around MK40 3FL (Castle & Kingsway) (about 1,413 residents).

Source: Census 2021, Office for National Statistics. Population: ONS mid-year estimates. Open Government Licence v3.0. Rents: ONS Price Index of Private Rents.

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