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Postcode · Bedford

Housing in MK40 2FF

What the homes in MK40 2FF are, who owns them, how many people share them and what they rent for.

Neighbourhood
Harpur
Council
Bedford
Region
East of England
Neighbourhood population
1,893 (2024)
Property types

What homes look like here

The most common homes here are purpose-built flats (67.8%). Flats make up 80.5%, more than double the 22.2% across England.

MK40 2FFEngland
Detached2.6%22.9%
Semi-detached5.1%31.5%
Terraced11.4%23%
Purpose-built flat67.8%17.1%
Flat in a converted or shared house5.5%3.5%
Flat in a commercial or converted building7.1%1.7%
Caravan or mobile home0.4%0.4%
Tenure

Owning vs renting

13.1% of households in the MK40 2FF area own their home, less than half the England average of 61.3%. Private renting makes up 33.2% of households, well above the England figure of 20.5%. 5.9% own outright and 7.1% with a mortgage.

MK40 2FF
13%
33%
53%
England
  • Owned13.1%61.3%
  • Shared ownership0.2%1%
  • Private rented33.2%20.5%
  • Social rented53.1%17.1%
  • Lives rent free0.4%0.1%

By mortgage and landlord type

MK40 2FFEngland
Owned outright5.9%32.5%
With a mortgage or loan7.1%28.8%
From a private landlord or letting agent29.7%18.2%
Other private rented3.5%2.2%
From the council9.8%8.3%
From a housing association43.3%8.8%
Occupancy

How many people live in each home

The average home here has 1.7 people living in it. 58.2% of households are one person living alone, against 30.1% across England.

MK40 2FFEngland
0%
20%
40%
60%
123456+
Households

Who lives together

The most common household is one person living alone aged under 66 (38.6%). 15.8% of households include dependent children.

MK40 2FFEngland
Living alone, under 6638.6%17.3%
Living alone, 66 and over19.8%12.8%
Couple, no children11.1%16.8%
Couple with dependent children8.7%18.9%
Couple with grown-up children1.6%6.3%
Lone parent with dependent children7%6.9%
Lone parent with grown-up children4.9%4.2%
Family, all aged 66 and over1.4%9.2%
Sharers and other households6.9%7.7%
Rents

Private rents in Bedford

Average monthly rent for a new or renewed tenancy in Bedford (August 2026, +3% on a year earlier). ONS publishes rent figures at council level rather than by neighbourhood.

BedfordEngland
All homes£1,173£1,459
One bedroom£800£1,195
Two bedrooms£1,029£1,335
Three bedrooms£1,260£1,489
Four or more£1,806£2,161
Detached£1,599£1,640
Semi-detached£1,313£1,449
Terraced£1,147£1,435
Flat or maisonette£915£1,444
About these figures

Census figures aren’t published for single postcodes, so the neighbourhood figures on this tab cover the area around MK40 2FF (Harpur) (about 1,893 residents).

Source: Census 2021, Office for National Statistics. Population: ONS mid-year estimates. Open Government Licence v3.0. Rents: ONS Price Index of Private Rents.

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