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Postcode area · Kirkcaldy

Housing in KY

What the homes in KY are, who owns them, how many people share them and what they rent for.

Council
Fife
Region
Scotland
Population
377,417 (2024)
Property types

What homes look like here

The most common homes here are detached houses (27.3%). Flats make up 23.7%, well below the 34.4% across Scotland.

KYScotland
Detached27.3%23.9%
Semi-detached26.1%23.3%
Terraced22.8%18.2%
Purpose-built flat21.6%32.4%
Flat in a converted or shared house1.6%1.6%
Flat in a commercial or converted building0.5%0.4%
Caravan or mobile home0.2%0.2%
Tenure

Owning vs renting

65.1% of households in KY own their home, broadly in line with the Scotland average of 62.4%. Private renting makes up 11.5% of households, broadly in line with the Scotland figure of 12.9%. 36.3% own outright and 28.8% with a mortgage.

KY
65%
22%
Scotland
  • Owned65.1%62.4%
  • Shared ownership0.7%0.9%
  • Private rented11.5%12.9%
  • Social rented21.5%22.5%
  • Lives rent free1.3%1.4%

By mortgage and landlord type

KYScotland
Owned outright36.3%33.9%
With a mortgage or loan28.8%28.4%
From a private landlord or letting agent11%12.4%
Other private rented0.5%0.5%
Occupancy

How many people live in each home

The average home here has 2.1 people living in it. 34.9% of households are one person living alone, against 37.1% across Scotland.

KYScotland
0%
10%
20%
30%
40%
123456+
Households

Who lives together

The most common household is one person living alone aged under 66 (20%). 22.5% of households include dependent children.

KYScotland
Living alone, under 6620%22.8%
Living alone, 66 and over14.8%14.3%
Couple, no children18.1%17.4%
Couple with dependent children16.5%16.3%
Couple with grown-up children6%6%
Lone parent with dependent children6%5.8%
Lone parent with grown-up children3.9%4.1%
Family, all aged 66 and over10%8.7%
Sharers and other households4.5%4.7%
Rents

Private rents in Scotland

Average monthly rent for a new or renewed tenancy in Scotland (August 2026, +1.1% on a year earlier). ONS publishes rent figures at council level rather than by neighbourhood.

ScotlandScotland
All homes£1,013£1,013
One bedroom£702£702
Two bedrooms£911£911
Three bedrooms£1,172£1,172
Four or more£1,941£1,941
Detached£1,555£1,555
Semi-detached£1,077£1,077
Terraced£1,004£1,004
Flat or maisonette£840£840

Source: Scotland's Census 2022, National Records of Scotland. Population: NRS small-area estimates. Open Government Licence v3.0. Rents: ONS Price Index of Private Rents.

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