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Postcode · North Ayrshire

Housing in KA28 0BE

What the homes in KA28 0BE are, who owns them, how many people share them and what they rent for.

Neighbourhood
Largs Central and Cumbrae
Council
North Ayrshire
Region
Scotland
Neighbourhood population
631 (2024)
Property types

What homes look like here

The most common homes here are purpose-built flats (59.8%). Flats make up 72.2%, more than double the 34.4% across Scotland.

KA28 0BEScotland
Detached15.7%23.9%
Semi-detached8.8%23.3%
Terraced4.4%18.2%
Purpose-built flat59.8%32.4%
Flat in a converted or shared house11.1%1.6%
Flat in a commercial or converted building1.3%0.4%
Caravan or mobile home0%0.2%
Tenure

Owning vs renting

68% of households in the KA28 0BE area own their home, broadly in line with the Scotland average of 62.4%. Private renting makes up 15.7% of households, above the Scotland figure of 12.9%. 51.8% own outright and 16.2% with a mortgage.

KA28 0BE
68%
16%
13%
Scotland
  • Owned68%62.4%
  • Shared ownership0.3%0.9%
  • Private rented15.7%12.9%
  • Social rented13.1%22.5%
  • Lives rent free1.8%1.4%

By mortgage and landlord type

KA28 0BEScotland
Owned outright51.8%33.9%
With a mortgage or loan16.2%28.4%
From a private landlord or letting agent15.7%12.4%
Other private rented0%0.5%
Occupancy

How many people live in each home

The average home here has 1.5 people living in it. 61.9% of households are one person living alone, against 37.1% across Scotland.

KA28 0BEScotland
0%
20%
40%
60%
80%
123456+
Households

Who lives together

The most common household is one person living alone aged 66 or over (33.8%). 5.2% of households include dependent children.

KA28 0BEScotland
Living alone, under 6629.4%22.8%
Living alone, 66 and over33.8%14.3%
Couple, no children16%17.4%
Couple with dependent children4.4%16.3%
Couple with grown-up children1.8%6%
Lone parent with dependent children0.8%5.8%
Lone parent with grown-up children3.4%4.1%
Family, all aged 66 and over10.6%8.7%
Sharers and other households1.5%4.7%
Rents

Private rents in Scotland

Average monthly rent for a new or renewed tenancy in Scotland (August 2026, +1.1% on a year earlier). ONS publishes rent figures at council level rather than by neighbourhood.

ScotlandScotland
All homes£1,013£1,013
One bedroom£702£702
Two bedrooms£911£911
Three bedrooms£1,172£1,172
Four or more£1,941£1,941
Detached£1,555£1,555
Semi-detached£1,077£1,077
Terraced£1,004£1,004
Flat or maisonette£840£840
About these figures

Census figures aren’t published for single postcodes, so the neighbourhood figures on this tab cover the area around KA28 0BE (Largs Central and Cumbrae) (about 631 residents).

Source: Scotland's Census 2022, National Records of Scotland. Population: NRS small-area estimates. Open Government Licence v3.0. Rents: ONS Price Index of Private Rents.

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