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Postcode district · Chelmsford

Affluence in CM98

How CM98 ranks on deprivation and income, and the work and qualifications behind it.

Council
Chelmsford
Region
East of England
Population
1,785 (2024)
Deprivation

How well off CM98 is

On the English Indices of Deprivation 2025, CM98 scores 9.0 out of 10, placing it among the most affluent fifth of England. Scores are ranked within England only, so they can’t be compared across UK nations.

Overall score
9.0/ 10
Most deprivedLeast deprived
By category, lowest first
  • Barriers to housing and services5.0
  • Income7.0
  • Employment7.0
  • Health and disability8.0
  • Living environment8.0
  • Children in low-income families8.0
  • Older people in low-income households8.0
  • Education and skills9.0
  • Crime9.0
Income

Household income

Average yearly household income before tax (2022/23), estimated for local neighbourhoods.

Annual income
£76,966
Before tax, all sources
England
£55,856
Above the national average
Higher than
91%
Of neighbourhoods in England and Wales
Work

Who is in work

68.8% of adults in CM98 are in work, above the England average of 55.7%. 9.3% are retired and 7.9% are full-time students.

CM98England
Employee, full-time41.1%34.3%
Employee, part-time13.7%11.9%
Self-employed13.9%9.5%
Unemployed2.7%2.9%
Full-time student7.9%7.9%
Retired9.3%21.5%
Looking after home or family6.9%4.8%
Long-term sick or disabled2.8%4.1%
Other1.6%3.1%
Occupations

Social grade

47.9% of adults in CM98 work in managerial or professional jobs, well above the England average of 33.2%.

CM98England
Higher managerial & professional26.5%13.2%
Lower managerial & professional21.5%19.9%
Intermediate11.2%11.4%
Small employers & self-employed10.2%10.6%
Lower supervisory & technical2.7%5.3%
Semi-routine8.8%11.3%
Routine6.4%12%
Never worked & long-term unemployed5.2%8.5%
Full-time students7.6%7.7%
Education

Highest qualification

43.1% of adults in CM98 hold a degree or equivalent, above the England average of 33.9%. 9.9% have no qualifications.

CM98England
Degree level or above43.1%33.9%
A level or equivalent18.8%16.9%
GCSE grade 4/C or above15.2%13.3%
Below GCSE grade 4/C9.2%9.7%
Apprenticeship2.8%5.3%
Other qualifications1%2.8%
No qualifications9.9%18.1%

Sources: English Indices of Deprivation 2025; ONS small area income estimates; Census 2021 (ONS). Open Government Licence v3.0.

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