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Affluence in CM4 9DB

How CM4 9DB ranks on deprivation and income, and the work and qualifications behind it.

Neighbourhood
Margaretting, Stock & Ramsden
Council
Chelmsford
Region
East of England
Neighbourhood population
1,789 (2024)
Deprivation

How well off CM4 9DB is

On the English Indices of Deprivation 2025, the CM4 9DB area scores 5.0 out of 10, placing it close to the middle of the range for England. Its lowest-scoring category is barriers to housing and services (1.0 out of 10). Scores are ranked within England only, so they can’t be compared across UK nations.

Overall score
5.0/ 10
Most deprivedLeast deprived
By category, lowest first
  • Barriers to housing and services1.0
  • Living environment1.0
  • Crime4.0
  • Education and skills5.0
  • Older people in low-income households5.0
  • Income7.0
  • Employment7.0
  • Health and disability8.0
  • Children in low-income families8.0
Income

Household income

Average yearly household income before tax (2022/23), estimated for local neighbourhoods.

Annual income
£66,493
Before tax, all sources
England
£55,856
Above the national average
Higher than
79%
Of neighbourhoods in England and Wales
Work

Who is in work

52.7% of adults in the CM4 9DB area are in work, broadly in line with the England average of 55.7%. 29.9% are retired and 4.4% are full-time students.

CM4 9DBEngland
Employee, full-time28.2%34.3%
Employee, part-time11%11.9%
Self-employed13.5%9.5%
Unemployed1.4%2.9%
Full-time student4.4%7.9%
Retired29.9%21.5%
Looking after home or family5.8%4.8%
Long-term sick or disabled2.5%4.1%
Other3.2%3.1%
Occupations

Social grade

36.7% of adults in the CM4 9DB area work in managerial or professional jobs, broadly in line with the England average of 33.2%.

CM4 9DBEngland
Higher managerial & professional16.5%13.2%
Lower managerial & professional20.2%19.9%
Intermediate11.4%11.4%
Small employers & self-employed18.1%10.6%
Lower supervisory & technical4.3%5.3%
Semi-routine9.6%11.3%
Routine8.5%12%
Never worked & long-term unemployed7.1%8.5%
Full-time students4.3%7.7%
Education

Highest qualification

25.5% of adults in the CM4 9DB area hold a degree or equivalent, below the England average of 33.9%. 22.9% have no qualifications.

CM4 9DBEngland
Degree level or above25.5%33.9%
A level or equivalent15.3%16.9%
GCSE grade 4/C or above16.2%13.3%
Below GCSE grade 4/C11.5%9.7%
Apprenticeship5.2%5.3%
Other qualifications3.3%2.8%
No qualifications22.9%18.1%
About these figures

Census figures aren’t published for single postcodes, so the neighbourhood figures on this tab cover the area around CM4 9DB (Margaretting, Stock & Ramsden) (about 1,789 residents).

Sources: English Indices of Deprivation 2025; ONS small area income estimates; Census 2021 (ONS). Open Government Licence v3.0.

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