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Postcode district · Wallasey

Housing in CH45

What the homes in CH45 are, who owns them, how many people share them and what they rent for.

Council
Wirral
Region
North West
Population
38,213 (2024)
Property types

What homes look like here

Most homes here are semi-detached (43.4%). Flats make up 27%, above the 22.2% across England.

CH45England
Detached7.2%22.9%
Semi-detached43.4%31.5%
Terraced22.4%23%
Purpose-built flat14.8%17.1%
Flat in a converted or shared house9.7%3.5%
Flat in a commercial or converted building2.5%1.7%
Caravan or mobile home0%0.4%
Tenure

Owning vs renting

Across England, 61.3% of households own their home; CH45 is broadly in line with that, at 65.5%. The private rented sector is above the national picture, at 24.7% of households against 20.5%. 35.8% own outright and 29.7% with a mortgage.

CH45
66%
25%
England
  • Owned65.5%61.3%
  • Shared ownership0.5%1%
  • Private rented24.7%20.5%
  • Social rented9.3%17.1%
  • Lives rent free0%0.1%

Who owns, who rents from whom

CH45England
Owned outright35.8%32.5%
With a mortgage or loan29.7%28.8%
From a private landlord or letting agent22.5%18.2%
Other private rented2.2%2.2%
From the council1.3%8.3%
From a housing association8%8.8%
Occupancy

How many people live in each home

The average home here has 2.2 people living in it. 37.1% of households are one person living alone, against 30.1% across England.

CH45England
0%
10%
20%
30%
40%
123456+
Households

Who lives together

The most common household is living alone, under 66, at 21%. 22.3% of households include dependent children.

CH45England
Living alone, under 6621%17.3%
Living alone, 66 and over16.2%12.8%
Couple, no children15.3%16.8%
Couple with dependent children15.1%18.9%
Couple with grown-up children6.6%6.3%
Lone parent with dependent children7.2%6.9%
Lone parent with grown-up children4.6%4.2%
Family, all aged 66 and over8.7%9.2%
Sharers and other households5.3%7.7%
Rents

Private rents in Wirral

Average monthly rent for a new or renewed tenancy in Wirral, August 2026, +7% on a year earlier. Published by council, not by neighbourhood.

WirralEngland
All homes£859£1,459
One bedroom£572£1,195
Two bedrooms£740£1,335
Three bedrooms£905£1,489
Four or more£1,250£2,161
Detached£1,189£1,640
Semi-detached£947£1,449
Terraced£868£1,435
Flat or maisonette£713£1,444

Source: Census 2021, Office for National Statistics. Population: ONS mid-year estimates. Open Government Licence v3.0. Rents: ONS Price Index of Private Rents.

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