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Postcode district · Cumberland

Housing in CA95

What the homes in CA95 are, who owns them, how many people share them and what they rent for.

Council
Cumberland
Region
North West
Population
1,560 (2024)
Property types

What homes look like here

The most common homes here are terraced houses (80.9%). Flats make up 4.6%, less than half the 22.2% across England.

CA95England
Detached3.7%22.9%
Semi-detached10.6%31.5%
Terraced80.9%23%
Purpose-built flat2.4%17.1%
Flat in a converted or shared house0.5%3.5%
Flat in a commercial or converted building1.7%1.7%
Caravan or mobile home0.1%0.4%
Tenure

Owning vs renting

73.3% of households in CA95 own their home, above the England average of 61.3%. Private renting makes up 21.5% of households, broadly in line with the England figure of 20.5%. 40.4% own outright and 32.9% with a mortgage.

CA95
73%
22%
England
  • Owned73.3%61.3%
  • Shared ownership0%1%
  • Private rented21.5%20.5%
  • Social rented5%17.1%
  • Lives rent free0.1%0.1%

By mortgage and landlord type

CA95England
Owned outright40.4%32.5%
With a mortgage or loan32.9%28.8%
From a private landlord or letting agent17.2%18.2%
Other private rented4.4%2.2%
From the council0.5%8.3%
From a housing association4.5%8.8%
Occupancy

How many people live in each home

The average home here has 2.0 people living in it. 40.9% of households are one person living alone, against 30.1% across England.

CA95England
0%
20%
40%
60%
123456+
Households

Who lives together

The most common household is one person living alone aged under 66 (25.5%). 20.4% of households include dependent children.

CA95England
Living alone, under 6625.5%17.3%
Living alone, 66 and over15.4%12.8%
Couple, no children19.7%16.8%
Couple with dependent children14.3%18.9%
Couple with grown-up children6.5%6.3%
Lone parent with dependent children6.1%6.9%
Lone parent with grown-up children4.1%4.2%
Family, all aged 66 and over6.5%9.2%
Sharers and other households1.9%7.7%
Rents

Private rents in Cumberland

Average monthly rent for a new or renewed tenancy in Cumberland (August 2026, +7% on a year earlier). ONS publishes rent figures at council level rather than by neighbourhood.

CumberlandEngland
All homes£681£1,459
One bedroom£508£1,195
Two bedrooms£643£1,335
Three bedrooms£785£1,489
Four or more£1,093£2,161
Detached£938£1,640
Semi-detached£759£1,449
Terraced£679£1,435
Flat or maisonette£585£1,444

Source: Census 2021, Office for National Statistics. Population: ONS mid-year estimates. Open Government Licence v3.0. Rents: ONS Price Index of Private Rents.

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