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Postcode district · Whitehaven

Housing in CA28

What the homes in CA28 are, who owns them, how many people share them and what they rent for.

Council
Cumberland
Region
North West
Population
34,936 (2024)
Property types

What homes look like here

The most common homes here are semi-detached houses (43.9%). Flats make up 9.1%, less than half the 22.2% across England.

CA28England
Detached21.4%22.9%
Semi-detached43.9%31.5%
Terraced25.4%23%
Purpose-built flat6.4%17.1%
Flat in a converted or shared house1.1%3.5%
Flat in a commercial or converted building1.6%1.7%
Caravan or mobile home0.2%0.4%
Tenure

Owning vs renting

70.5% of households in CA28 own their home, above the England average of 61.3%. Private renting makes up 10.1% of households, less than half the England figure of 20.5%. 39.7% own outright and 30.7% with a mortgage.

CA28
70%
19%
England
  • Owned70.5%61.3%
  • Shared ownership0.4%1%
  • Private rented10.1%20.5%
  • Social rented18.9%17.1%
  • Lives rent free0.1%0.1%

By mortgage and landlord type

CA28England
Owned outright39.7%32.5%
With a mortgage or loan30.7%28.8%
From a private landlord or letting agent8.3%18.2%
Other private rented1.9%2.2%
From the council6.3%8.3%
From a housing association12.6%8.8%
Occupancy

How many people live in each home

The average home here has 2.2 people living in it. 34.2% of households are one person living alone, against 30.1% across England.

CA28England
0%
10%
20%
30%
40%
123456+
Households

Who lives together

The most common household is one person living alone aged under 66 (20.2%). 22.8% of households include dependent children.

CA28England
Living alone, under 6620.2%17.3%
Living alone, 66 and over14%12.8%
Couple, no children18.4%16.8%
Couple with dependent children16.1%18.9%
Couple with grown-up children6.8%6.3%
Lone parent with dependent children6.6%6.9%
Lone parent with grown-up children3.7%4.2%
Family, all aged 66 and over10.6%9.2%
Sharers and other households3.4%7.7%
Rents

Private rents in Cumberland

Average monthly rent for a new or renewed tenancy in Cumberland (August 2026, +7% on a year earlier). ONS publishes rent figures at council level rather than by neighbourhood.

CumberlandEngland
All homes£681£1,459
One bedroom£508£1,195
Two bedrooms£643£1,335
Three bedrooms£785£1,489
Four or more£1,093£2,161
Detached£938£1,640
Semi-detached£759£1,449
Terraced£679£1,435
Flat or maisonette£585£1,444

Source: Census 2021, Office for National Statistics. Population: ONS mid-year estimates. Open Government Licence v3.0. Rents: ONS Price Index of Private Rents.

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